How to trade and invest in Gold

Gold is one of the most traded precious metals in the commodities and futures market. It is also one of the most capped(must capitalized) commodities in the world. Since ancient times,  gold have been used as a medium of exchange as money is being used today. Today as we speak, gold is still being used as a backup for cash/currencies. Some big countries in the world today like the United States of America, Switzerland, Japan etc (see others)  have huge amounts of their reserves in gold. In fact it will surprise you to know that the receipt for gold from the black smith was what lead to the invention of money. Between  1998 to 2012 alone the value of gold soared by over 500% alone(see chart)

image source: https://goldiracompaniescompared.com/investing/historical-price/

So why is gold an attractive Investment?

1. Real value: Traditional money such US dollar etc have an imaginary value which reflects the state of the underlying economy. Take the the US dollar for an example the currency reflects the economic health of the united states of an America. Hence, should things get bad for America things will get bad to all investment tied to the currency. This is not the same for gold, gold's value is tied to the scarcity and beauty of the metal which is more tangible. The metal has a lustrous (shinning) surface that makes it good to be the outer covering of any finish work.

2. There is an everlasting demand for gold: Gold is a must have jewelry for every jeweler. Women love gold, royalty love gold. People just can't have enough for it.

3. Safe haven: Gold is a safe haven in times of economic crisis. When there is a panic in the market investors rush to buy gold because its value as said earlier is not anchored on anybodies economy. This makes the price rise when currencies are falling.

So How do I invest in Gold?

You can invest in gold via the following ways:

 

• Via the futures market: you can invest directly in gold via the futures market by opening an account with a futures and commodities broker but be warned the margin requirements (amount of free money required to be left after opening trades) is higher for commodities brokers than for Forex Brokers (see some nice reputable ones here). Gold is seen on on Forex charts as XAUUSD (that is gold against dollar) thus, we trade gold as the base currency and dollar as the quote currency. see a sample chart on tick mill

GOLD CHART SAMPLE from my computer XAUSUD

So if I were to buy gold I will simply purchase the pair, (XAUUSD) and will only make profit should the price on the chart go up. If I were to sell the pair, I will be selling gold and will only make profit should the price down. (kindly note selling the pair indirectly implies buying the US dollar since it is traded against gold)

Via Mutual funds and ETFs: You can buy gold without going through the hassles of learning how to trade my investing in mutual funds or exchange traded markets. Mutual funds are handled by experts while ETFs are market indexes that tracks an underlying financial instruments; in this case gold. 

What are the requirements for Trading Gold?

The requirements (also known as trading conditions) for trading gold varies for broker to broker. However you can trade gold with as little as 50$ for some broker. You can quickly look at TickMill and  Alpari here that has minimum trading requirements here.

Common Strategies to use for Trading gold

• Gold has been known to bottom around the $1200 price because quite a number of people feel that beyond that price gold mining companies will not be profitable hence won't sell gold below it. So you can look for buying opportunities whenever you see gold around this price
• Technical analysis do hold well for gold as a lot of hedge funds (commercial companies do trade them manually. These companies have huge funds that can move the market significantly.
• Buying in Global market crisis conditions: It is quite safe for you to move your investments to gold when the market is crashing. why? simply because a lot of people are doing so too hence price is bound to go up.

Bottom line

Trading gold is good if you know how to plan your investment portfolio well. In the item of crisis when other people are crying of market crash you will be smiling from market rush. If you got questions do mail me personally at majestinc5@gmail.com I love answering questions of enthusiastic investors. 

My Top Forex Brokers (Highly Reputable Highly Efficient)

With so many brokers in the Forex market today new traders often find it hard to know which to choose. The trading conditions offered by brokers also go a long way to affect the success of a trading system. Some brokers place limitations on the number of pending orders others place minimum stop loss distance, others offer competitive spreads.

This article aims to enlighten you on my best brokers with whom I have live accounts (Note: I am affiliated with them).

Global Prime

This is arguably one of the most reputable brokers in terms of transparency and service. All around the globe they have one of the least complaints and negative reviews. The trade Forex, Commodities, Futures and Derivatives.

Find below their Forex Peace Army review. 

A rating above 4.0 is an exceptional result given the fact that Forex Peace Army is one of the most brutal( harsh but quite honest too) review sites there is of brokers.

Pros

They have one of the most competitive trading conditions in the industry. Their spreads are as low as 0.2 for EURUSD sometimes and they have no minimum limits for take profits and stop losses. In fact you are going to get all the trading conditions of an ECN account (an account that links traders directly without brokers intervention) on their standard account. I am yet to see anybody complain about price manipulation with them. You are sure going to get what you trade with this broker

Cons

• ·    They charge brokers commissions. I don’t see this as a con though because they are there for business but some clients prefer spread instead.
• ·     Their highest leverage is 1:200 if you are looking to trade on higher leverage they may not be the first choice for you.
• ·    Their minimum deposit is $500. This may be too high for some people looking to start with smaller accounts.
• ·         Website is not as developed as other brokers

 OPEN A GLOBAL PRIME TRADING ACCOUNT HERE

Tick Mill

I suggest you run a demo account on with these guys to have an idea how cool their platform is. Their spreads are tight, no restrictions on minimum stops and take profits etc.  Find below a review on Forex Peace Army.

You may be thinking that a 3.7 is low for a top broker but you can compare with others brokers there they average 2.8 thereabouts.

Find below a screen shots of the account types as posted on the site.

Pros

• They have account types for all kinds of traders, classic for those  who prefer spreads, pro for those who prefer commissions, Islamic account for those who don’t want interest(debit and credits).
• Trading conditions are good for scalping on pro and VIP accounts
• They have several withdrawal and deposit options
• They have leverage of up to 1:1000 ( Highly discouraged if you are not a scalper)
• Minimum deposit is $25
• Currently have a $30 bonus on deposit (as of oct 2017)
• They assert to have the best trading conditions in the market.
• 
  

Cons

• ·         Their customer service is not that great
• ·         Account approval might be slower than you might like

OPEN TICK MILL CLASSIC ACCOUNT HERE

OPEN TICK MILL PRO ACCOUNT HERE

Forex4you

This account is my favourite when it comes to micro accounts  they have two types of flavours for micro accounts whose trading conditions are great fixed spread accounts. They also have a unique service where traders can copy successful trades  and pay commission per lot but the commission is a meager sum when compared to the cost of paying for a signal service or virtual private server to trade. As far as I am concerned this is the best banner as for micro accounts.

Pros

• They offer spread and commission flavours for all their account versions so you always have something to choose from.
• Limit levels are within a spread or 2 pips
• You can test out your strategy on micro accounts before using big accounts results will be identical provided you chose the same commission or spread account type
• The lots sizes are small up to  0.01 lots this allow for more flexibility if your system opens several trades
• You can copy trades practically for free with their Forex4you service
• As at October 2017 they are running a 25% bonus on deposit program. You will have to select it when making the deposit to get it. see image

Cons

• Their customer service is not that great
• Account validation is not that fast

• OPEN CENT ACCOUNT WITH FOREX4YOU
• OPEN CLASSIC ACCOUNT WITH FOREX4YOU
• OPEN PRO ACCOUNT WITH FOREX4YOU
• OPEN SHARE4YOU ACCOUNT

 Conclusion

There is no excuse for not being financially independent in this age. With as little of 50$ you can earn up to $500 in a year and $10000. in 3 years. See app for calculating compound interest here. All you need are good brokers, a good strategy and sound money management systems. You have been provided with a list of good brokers you have the money all you need is good risk management and a strategy. For strategies, and Mutual fund like resources check out

Good safe pamm accounts that will bring you at lease 2% monthly
Some recommended good Forex Signals and EAs

Do well to make good use of your money and ride to financial freedom. Thanks

Alpari UPDATE: 9 SEPT 2018_-THIS BROKER HAVE BEEN STRUCK OFF THIS LIST. I WILL NOT REVEAL WHY TO COVER THEIR SHAME. HOWEVER, BE REST ASSURED WHEN SOME PEOPLE FAIL, THEY FAIL BIG TIME.

Alpari is one of the oldest and reputable brokers and according to Wikipedia were the first to start offering PAMM accounts (a kind of mutual fund for Forex). They have great services, large number of active traders. They are old experienced and have a global outreach.  They are placed  third list on this because of the variety of services they offer especially their exceptional PAMM service see details here.

Find below their Forex peace army review. They are not well rated but I have and am still trading with them and they are not as bad as the rating. They just have more customers which usually translates to more dissatisfied customers.

Pros

• Good trading conditions
• Offer rebates (Cash Back Services upon active trading)
• Offer micro accounts and ECN accounts
• They offer 44 instruments including exotic pairs 

Cons

•  Alpari has a limit on the number of 25 orders on the micro account. If your strategy involves place stop and limit others you will have problem with their account. Their standard account has a more than 300 orders though
• Customer service is average
• At the time of writing they also have a maximum of 1 micro account (Higher number is subject to approval)
• The charge on deposit and withdrawal
• At the time of writing they have a limitation of maximum of one nano(micro/cent) account only.

OPEN ACCOUNT WITH ALPARI

How to make money online from the financial market with only $50

OK, we have touched the different ways we can make money online from the financial market and freelancing whilst turning $2000, and $20,000 to significant sums of money here and there respectively. But how can we turn $50 into $1000.  Many people have achieved this feat and you can see and example here

As I discussed on Quora some time ago, money is like a seed you can choose to eat it or plant it. The amount in your barn(bank account)  in future will be determine solely by the choice of what you choose to do with your seed today (i.e How you choose to spend your money).So here are 3(three) ways one can use to turn 50$ to $1000 or more.

Penny stocks

Penny stocks are great way to get amazing returns on your investment this is solely due to their ridiculous tiny stock price from which the word penny is derived. They are mostly startups and companies that start out with a small market capitalization on the stock market.  Their regulations is not that tight thus they are more risky and volatile than conventional stock investments. As with all risky investments they also have amazing returns. Take for instance if you invested $50 in a penny stocks worth $0.4.  If that stock rises to 0.8 which is typical for such stocks you would have netted $50 which is an 100 percent return the challenge is thus to be able to spot those penny stocks that can multiply to 4 from 0.4 that will give us a 1000% return and a balance of $5000. More on this later in the mean while you can see some recommended penny stock via investopedias site here Penny Stocks to Watch for October 2017

Share4you micro accounts

This account is a unique service by forex4you that allows you to copy trades from successful leader accounts. However you will have to do thorough research to screen safe leader accounts because some of them can loose your deposit in a month.  The plan here is to deposit 10$ to $20 in several accounts so that it aggregates to 50$. The returns can sometimes be as high as 10 dollars monthly meaning we need 100 months to net $1000. That is a very long time so I suggest you go for  an annual increase only.  One of the benefits of this account is that you don't need to monitor the trades. You will be sent a mails daily notifying you of all the transactions and balance.Another benefit is that  you will not need a computer that is always connected to the Internet as this could be expensive. 

This you must consider when investing in these leader accounts (you can use the filter to do this)

• Invest in accounts that have lasted for more than 2-3 years
• Invest in those with consistent returns
• Invest in those with minimal drawdown and volatility

How to open Share4you accounts. 

Kindly Note: I am affiliated to forex4you

• Follow the Link Share4youRegistration Page

• Click the Register for a follower account button (the green button)
• Complete the registration
• Choose a leader account Confirm that it is safe (many of them use lots doubling loss recovery strategies that eventually blow up their accounts.)
• Start automatic copying
• Get exactly the same results as the leader account

Utilizing crypto-currency craze

This as been discussed severally before but it still a valid way to achieve the aforementioned goal. Here we get new potentially trending 10 crypto-currencies we buy and hold them till they approach a $1 or $2. If you get this right you should be hitting a balance of $500.

click to view all crypto-currency 

Conclusion 

Money is an asset but as with other physical assets it can quickly become major source of income generating assets if you use it right.  Use the one in your hand right now. 

RECOMMENDED: Asset Backed Securities and Mortgage Backed Securities

Asset Backed Securities(ABS) are a fairly new wave of financial securities anchored and Collaterised Debt Obligations (Loan assets that have collateral) incorporated into the financial market around 1980. There are two main categories of asset backed securities

• Consumer loans and receivables which includes mortgage loans, student loans, SME loans, credit card loans etc
• Business receivables  which includes Debts owned to businesses, floor rents, equipment leases

How it works

When people take loans from banks or businesses they usually repay the principal plus interests. The cash flow from this transactions can be very rewarding . Take for instance a mortgage debt of $100,000 at 7% per annum for 20 years will amount to a total repayment of $241,759 accruing a total interest of about $141,759.21  That is a total of 141% earned on the principal from the lender perspective. A sum of $671.55 will be received monthly amounting to a total $8058.64  yearly. That is a huge source of steady income.

Source: http://www.investopedia.com/articles/mortgages-real-estate/08/weighted-average-mbs.asp

In the case of an Asset Backed Security(ABS) the bank becomes a intermediary only and doesn’t use its funds to issue loans but instead uses the investors funds . A Special Investment Vehicle (SIV) acts as a bridge between the lenders and the investors by pooling these loans(assets). They are then placed into categories called tranches according to risk they carry.

The amount of return obtainable from these loans are dependent on the credit rating of the borrowers (how risky they borrowers are). Those  that are likely going to repay back the loan will the charged lesser interest hence investors receiving these loans will have lesser returns on their investment. Loans with higher risk of default will carry higher risk thus high interest rates for both the borrower and the investor.

See image

Source: https://www.forbes.com/sites/investopedia/2013/01/18/introduction-to-asset-backed-and-mortgage-backed-securities/

Pros and Cons of investing in Asset Backed Securities

As with all investments risk is always commensurate with returns however, The following are the  likely traits of ABS that may attract you as an investor.

Pros

1.     They are fixed income: The fixed income they provide makes them fall under fixed income securities which are great if you want to plan your finance over a long period of time.

2.     They diversify risk. They risk is of a borrower defaulting (failing to repay his or her loan) is diversified over a large pool hence it is kind of safer

3.     Professional assessment: Before loans are given out the must have undergone several analysis by bankers and creditors. This aid in reducing the risk of you making a wrong decision as compared to buying stocks or ETFs.

4.     ABS such as Mortgage Backed Securities(MBS) have an underlying collateral hence should the borrower default the risk of risking all your capital is negligible as the value of the underlying collateral is close to the value of the debt.

5.     You can find some ABS listed as an ETF. This allows for more liquidity and allows you to trade them as you would trade an ETF hence you don’t have to hold them throughout the period of the underlying debt.

Cons

1.     Risky: Loans and debts especially incurred by individuals generally carry a high amount of risk when compared to other investments. This Investments was the sole reason the financial market crashed in 2008. See video here

2.     They are not easily accessible. Only selected financial institutions are allowed to issue these instruments. Such as investment banks

3.     Large Capital Required:

Summary

Asset Backed Securities, are financial instruments backed by an underlying debt. Those backed by mortgage are known as Mortgage Backed Securities (MBS). Investing on a long term perspective is a great way to secure your future. You can consider trading this securities if the returns of long term bonds are not that attractive.

Recommended MBS

Some good Mortgage backed securities have been recommended here http://etfdb.com/etfdb-category/mortgage-backed-securities/

How to earn $100,000 with a $20,000 capital in a year

It is widely believed that they are three steps to wealth. The first is when you work for people as an employee and earn wages/salary hourly, weekly or monthly.The second is when people work for you as employees and the third when money work for you. This post aims to tell you how you can earn a $100k realistically by using your money to get other people to work for you.

With many people more inclined to work from home nowadays it is actually cheaper to get your jobs outsourced. The benefits of these from a client perspective is that you get people to bid hence you can get the job done at the cheapest possible price and at the same time get experts who have huge experience to do a good Job. So what can these experts do specifically. The Services you can get range from writers, designers, programmers, data entry experts etc. The ability to mobilize these freelancers can help you earn millions if you have a good strategy.

So here is the plan on how to turn $20,000 into a $100,000 in a year.

PRODUCTION OF APPS

The app industry has boomed in the last decade. Especially in the gaming sector. A typical game nets around a million dollars by the time it gets to annually 300,000-500,000 active downloads. Applications can exceed that if the idea is great and the users can be targeted. MORE on AD REVENUE HERE.

App strategy

Idea strategy: Get two good/great ideas for games or apps. Utility/productivity, games apps can do well as well as dating apps. (you can get specific ideas for a fee by mailing me at majestyinc5@gmail.com). Also ensure your apps comes with in app purchase (This is very crucial to meeting the target)

Freelancer Budget: Place a budget of $1000 to $3000 per app. Supervise and fine tune the app to top quality. Get your friends and family to test it and ensure it is not buggy. You should be able to achieve this in 2 months as all of them can be done simultaneously. You can get a freelancer from here

Marketing Budget: This is the biggest challenge great apps needs little marketing. Bad apps will go no where with a million dollar marketing budget. This is important to note as your $100,000 dollar dream could terminate here. Hence ensure your app idea is great as mentioned in app strategy. You may even ask your friends to evaluate the idea  to ensure is great before starting. There are three currently highly effective app marketing strategies. Outlining them in the order of reducing cost they are as follows; 

1. Market on play store,
2. Paid installs. 
3. Market on social media (Facebook, Twitter, Quora etc).

I recommend Facebook for this endeavor because it is highly targeted. Play-Store ad words is also highly targeted but it is quite expensive and may exceed our budget.

• We place our budget at 5000$ each for app. Spend $2500 to buy installs from here (you can get paid installs from Keen mobi  where you can order the Advanced package of $10k Android installs (789$) and they will provide you bonus 3k installs or from CPI mobi where you can get about )

• Use $500 to get 200 star reviews this should get us to the app store top 50 apps(note rating a poor app 5 star will do more damage than good as peoples expectation will not be reached leading to an uninstall.
• Use the remaining money to market on Facebook on the lowest daily budget that covers your audience. you should be close to the 100,000-500,000  downloads  with a $2500 Facebook budget. see Youtube link for Facebook marketing.

Blogging

Blogging can be very lucrative if you have great content and marketing strategy. If you find the stress involved in reaching the $100k target stressful you can try.

Blog Strategy

Start a blog chose a great topic for your blog. You have to research which area has the greatest potential (you can mail me to do so for you at a fee majestyinc5@gmail.com).

Freelancers Budget: Get a set of freelancing writers to write and fill the blog with top quality content for you(budget you can pay per words) or per article budget 50$ to 100$ per article. 

Note 1 you must ensure that the content is not plagiarized it can ruin your blog. Use a plagiarism checker online. 

Note 2 ensure that there are minimal grammatical errors in each article Get another set of freelancers to design the blog and optimize it for search engines (known as search engine optimization SEO). The budget for this is like between $100- $1000k. You can get a freelancer from here

As soon as you are done, get your website approved by Google Adsense Marketing : Market your blog on social media, via Facebook, Quora , twitter etc. You can also get freelancers to do this for you. Your budget here should range between $3000K to $5000k. With that you should be able to approach  12k views per day after a month to three months time  and be earning about $600 per day. (Kindly Note: You must not market at once. This will be a waste of money). You can get a freelancer from here

Books Publishing

Another way you can utilize these freelancers is by publishing. Novels and Self help books having been doing well for some time. You can get them to write a novel for you to publish.

Books Strategy: You will have to get genres publishers are looking for  before  placing your request. Requesting for a sample novel they have written is a great way to get an idea on how good the author is. (kindly ensure this is not a copied work online). Upon satisfaction set a budget of $1000 per novel and your minimum amount of words (request for a sample intro chapter and ending if necessary from each freelancer). You will also have to check for plagiarism using online tools such as this or this, and Grammerly to scan for grammatical errors. Get a total of 5 novels/books forward to a Top publisher for publishing or publish and market your self. on amazon Marketing strategy use, Facebook/twitter groups. However be warned you need top quality stuff here to succeed. If you do well you will arrive at our $100k target else you may not recover your capital. (Note: writing a Novels with sequels is a better way to get more sales)

Creation of Trading Robots

Since 2005 there has been a rapid rise  in the use of trading robots(Expert Advisors, Machine, Learning) in the financial market.  These robots can be used to successfully trade stocks, commodities, Forex, binary options on a virtual machine or virtual private server (an online computer that is always connected to the internet).

Bots Strategy: There are two ways to go about it however you will need a good strategy which you are going to a top  highly rated programmer to help you code. Alternatively you can place request for profitable robots that match your criteria and buy them from them. Note: your criteria must not be greedy, You must be familiar with the famous Martingale(lots/volume doubling that ruin accounts) and other trading patterns that look good on paper but fail with real money.

Budget Freelancer : The Budget for this section is $5000. You are to  set a maximum budget of $500 dollar per trading robot so that you get a total of  10 good trading robots. You must  research for top criteria /different trading patterns so that you should get at least one good one from the mix. You need just one to three really good one to meet our target and that is really really hard. (you can mail me for strategies/criteria to code for a fee.)You can get a freelancer from here

Testing of The Trading Robots:Demo Test Them on your desired platform for a or month and ensure the are working well then place them each on a $1000 accounts on a trading platform on a virtual machine.virtual private server. if you get this right you should be able to get robots that return at least 30% per month with minimal risks that will employ compounding to achiever our target(request for this future: use percentage equity to trade).You can get a freelancer from here

Conclusion

Hope you enjoyed this post. you can scale down this budget significantly because I know it is not everybody that can afford that amount. You can mail me and I will tell you howto scale it down for free at Majestyinc5@gmail.com. Do share the post with your friends on Facebook etc. you can also subscribe to the blog for email alerts of posts.

How to retire with over $500,000

You have arrived at the point where you want to retire and want to ensure that you are going to have sufficient cash for the rest of your life. How would you go about ensuring your $500,000 retirement savings ensuring your retirement savings doesn't run out?  Here is how...

Utilizing Treasury Bonds
Treasury bonds are known to be the safest investment there is on the planet in terms of safety. Their risk could practically be compared to a savings account. This is primarily because these bonds have a zero default risk.  Unlike corporate bonds  where a company can go bankrupt and be unable to repay you your money, treasury bonds cannot default on payment because they are issued by a country and a country will always print money when they are in need of money. In fact these bonds are known to constitute over 60% of most retirements funds. More so, you can find many of these bonds with high paying interest rate that could go as high as 18% per annum.

Below is a table that shows a typical cash flow from bonds after 7 years. (Yes, your capital will be doubled after 7 years. so just imagine buying and holding a bond at that rate for 30 years.)

item	Rate/Deposits	returns	Year 1	Year 2	Year 3	Year 4	Year 5	Year 6	Year 7
Coupon rate(annually)	15.00%		75000	75000	75000	75000	75000	75000	75000
Amount	500,000.00	sub-total	75000	150000	225000	300000	375000	450000	525000
		Yield	15%	30%	45%	60%	75%	90%	105%

Read more on bonds here
Recommendation: Buy Treasury bonds of politically stable countries whose bonds interest rates are above your local inflation.  (good examples are Brazil, South, Africa, Ghana, Russia, Argentina, Ukraine)

Real Estate

There have been growing innovations in real estate investments(read about them here and here). It is definitely the second safest investment on this list. There are three great benefits of owning real estates.

• Funding: These investments can, and are often funded by debts(Mortgages) rather than one's own capital equity. This allows you to share the risk with the funding bank. Hence, you can have the bank access the property and see how much risk it carries. If they refuse for any reason it is a sign it may carry a risk you could not foresee or that you are a high risk client. However, the fact that you can get funding from the bank and their expertise makes them a good source of funding.
• They have tax benefits: Since most real estate properties can be finance with debt they usually have a tax shield since government can only tax profits.
• Landed Properties are also known to appreciate  continuously hence the risk of loss is mitigated by its continual rising price. With exception of the 2008 mortgage crisis caused(as I see it) by wall street (see video), you should not have problems investing in real estate provided there are no wars, crisis or surge in crime.

image source: codyarray website

Recommendation: Get invest in an hotel around an active tourist area or dense office area or a rapid growing population area

If you don't want to go through the rigors of buying and maintaining Real Estate properties read about REITS Here

Stocks/Forex Duo

The Stocks Forex duo is another great way to retire in life. The stocks market is known to grow at an average interest rate of 12% that means in 5 years time you would have doubled your capital without even including returns from dividends.Buying a 100,000 units of shares that eventually pays 1$ per share will earn you $100,000 annually. Adding Forex to the portfolio makes it sweeter as your capital will get doubled in half that time my estimate is about 2.5 years. This is because Forex is more volatile than stocks thus yields more return. To do this I would not suggest you trade your self because you are technically thinking of retirement. Hence, get a good yielding stock mutual funds, (get recommendations here) and good professionally managed forex accounts here.



Bottom Line
There is no excuse to go broke after reaching certain levels in life nobody is expecting anyone to take excessive risk else it would not be tagged a retirement account anymore but a growth account. The ability to use your judgement to make sound decisions after being exposed to information we go a long way to different those who will be come millionaires after reading this post and those who will go back to how they were. If you have personal suggestions, questions or need private financial counselling or recommendation for your capital I will do so for you at a fee for a meager sum of  $100.Advise can be free though if it doesn't require research. Contact me at majestyinc5@gmail.com

Stay blessed.

How earn 3000 dollars a month from Ad revenue

The ease with which large companies can reach their target audience from mobile ads and the ever increasing number of young entrepreneurs looking to tap into the digital age have lead to an exponential growth in the digital and mobile Ad industry. As of according to a report by Adweek, the  U.S. Digital Advertising Will Make $83 Billion in 2017, That is an astronomical figure given the fact that there are just 7 billion people on the planet.

With such an opportunity I don't see why one would  not want to benefit from the value chain. All we have to do is to find how to place ourselves into the income stream/channels with an app or blog and we will be making a lot of money. Another report from Adage.com have shown that this trend is likely going to continue. See the Chart below.

source: Business Insider

Given the increase in the future cash flow the challenge now becomes how one can tap into this stream of income.

There are two options on the table, 

• Blogging
• Mobile Apps

Blogging

Blogging usually requires tons of research and activity and traffic to become profitable. Unique content is also very vital. Unless you can source for and pay writers you may have challenge keeping up with the time and quality demands. You can hire Freelance writers here. More so the challenge in getting Adsense approval do put people off. In a future post I will be addressing how one can overcome these challenges with blogging.

Mobile Apps

The second option is making of apps. This option is easier at the moment because of the tons of young programmers looking for freelance programmers for jobs. More so, there are several great paying mobile ad networks that do not need approval as compared to publishing ad networks. Depending on the country and daily engagement on the app, one can generate up to 1000 impressions (ad views) per person per day arriving at an income of $5 per day.  A thousand people getting 1000 impressions will then earn $500 per day and 10,000 people $5000.  But this is only if your app can keep people glued and engaged for the timeframe required to achieve that amount of views. Typical rates fall around $1 to 3$ per 1000 impressions known as eCPM. All you need to achieve these endeavor are three things.

• A good idea
• A programmer
• A marketing strategy

You can always get good ideas by engaging people and trying to figure out how to solve their problems. If you have tried that and still have challenge or don't want to go through that hassle you can simply mail me at majestyinc5@gmail.com. Your budget will determine the quality of the idea. A programmer  is readily available at get a Freelancer.  All you have to do is to place a project at a budget and they will come running to you from all angles. Payment is upon satisfaction.  The next challenge is your marketing strategy so far marketing on facebook, google, twitter, quora are all viable options that can boost your app downloads. You can reach a million people via these channels. Alternatively you can purchase downloads; that is pay people to get people to download your app. Note, however that getting people to download your app does not mean people will keep it. So your add have to be great.

1. My Strategy
2. Get a good Idea
3. Get a freelancer (place your budget between 300$ to 2000$) depending on the sophistication.Ensure you are very satisfied
4. Get your friends and family to  test it and ensure it is great and not buggy
5. Market it on facebook,quora or google on a 10-100$ daily budget to high income countries or purchase downloads at cpi mobi or keenmobi or labinator. Ensure you do not loose your users through careless bugs or mistakes.

• Total budget spent will be around $1000 to $5000 
• Freelancer $2000 maximum
• Marketing $3000 maximum
• Estimated downloads will be around 50,000 to 100,000
• Estimated income for engaged users will be nothing short of $2000 to $3000 per month

That is a great income for anybody without them having to work 24 hours a day writing or working. I did like to hear your feedback via my mail majestyinc5@gmail.com..

Stay blessed stay tuned